Home Closing Struggles

What do you do when your home closing doesn’t go according to plan?

Let me guess, you have bought a home and your closing was delayed. If it hasn’t happened to you yet, then it likely will at some point in your life. The issue with buying a home is as the buyer you are relying on a lot of different people. Appraisers, Mortgage Lenders, Brokers, Realtors, Title Companies, Survey companies and more. The downside is you are not their only client. If any one thing goes wrong, then you are living and breathing the home closing struggles. Sometimes it feels as if the stars need to align for a closing to go according to plan.

Add in our roof complications and lots of confusion with fee schedules and you have a recipe for a closing that did not happen on the scheduled date. Here’s the problem, if your anything like me you have not only decided where every item is going to go when you move, but you have made a lot of plans with outside companies for the big day. We originally were supposed to close last Friday, we found out on Wednesday that wasn’t going to happen. Then we were supposed to close this coming Tuesday, but it doesn’t look like that’s going to happen either. Now it’s time to make some major changes.

Here’s a few ideas to help you keep everything straight.

  1. First things first, when planning your move always plan it for at least a week or two after your scheduled closing. This was one of our only saving graces.
  2. If you are a renter let your landlord know well in advance of when you plan to leave but make sure you give yourself some time to be flexible.
  3. Time to cancel all those fabulous people who were scheduled to work for you! For us it was our roofer, a cleaning company, a pest control company and movers.

As you can see I said cancel, not reschedule. I learned the hard way by rescheduling things and having to call companies again to reschedule. If you are dealing with small companies such as our cleaning company, it’s hard enough for them to fit you in last minute. Do what you can to give them as much time as possible to make other arrangements.

How do you keep sane while waiting for your home closing?

  1. Distraction, distraction, distraction! If you are just sitting around and waiting for news you will go crazy (trust me I’ve been there). Spend time with friends or family and try your best not to focus on the unknown. Enjoy your time with others.
  2. Continue packing. If you stopped because you were down and out about the potential of your dream home falling through don’t. By stopping everything it’s basically giving up. Try to stay positive and move forward knowing people are trying to help you get everything taken care of.
  3. Let it out! Go ahead and have a good cry. You deserve it. In fact, a good cry with a bottle of wine and a box of cookies is even better. This is a stressful time so do whatever it is you do for a bit of self-care. You need it!

All and all, things will either work out or they will not. You must trust whatever it is, it’s meant to be. I know this is easier said then done. The idea of not closing on our dream home after 45 days of waiting is devastating. However, it’s time for even me, to take a step back and be thankful for what I do have rather then what I don’t.

Check out last week’s article on Being the True You for more information on the decisions behind our major life changes:

Being the True You

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